Home loan approval, processing and documentation

Most delays are paperwork delays. Here is the full sequence and the exact document list, so nothing comes back to you a second time.

Sanction
3–7 working days
Disbursal
5–10 days after legal
Pickup
At your doorstep

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Share a few details and we will call you back the same working day.

Or call +91 98927 44744 · Mon – Sat, 10:00 am – 7:00 pm

The approval sequence

Eight steps, in order.

  • Eligibility check and lender shortlist
  • Application with KYC and income papers
  • Credit appraisal and personal discussion
  • Sanction letter with rate, amount and conditions
  • Property legal verification and technical valuation
  • Agreement signing, mortgage and stamping
  • Disbursal — full, or stage-wise for construction
  • EMI start and repayment schedule

Documentation checklist

KYC for all applicants; income proof as per your profile (slips and Form 16, or ITR with financials); 6–12 months of bank statements; existing loan statements; and the property set — agreement, chain of title, approved plan, OC/CC and latest tax receipt.

Home Loan Approval & Documents — frequently asked questions

EMI calculator

Know your monthly EMI before you apply

Move the sliders to see how loan amount, interest rate and tenure change your EMI.

₹50.0 L
₹5 L₹5 Cr
8.50% p.a.
7%16%
20 years
1 yr30 yrs

Monthly EMI

₹43,391

48% principal · 52% interest over the full term

Principal
₹50,00,000
Total interest
₹54,13,879
Total payable
₹1,04,13,879
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How it works

Four steps from enquiry to keys

  1. 01

    Share your requirement

    Call, WhatsApp or fill the form. We understand your income, property and budget.

  2. 02

    Document check

    We collect and verify your papers, then fix any gaps before the file goes out.

  3. 03

    Best bank match

    We place your file with the lenders offering you the best rate and highest eligibility.

  4. 04

    Sanction & disbursal

    Legal, valuation and registration follow-ups handled till the money reaches the seller.

Home Loan in your City

Look through the home loan options available in your city — we serve 49 cities across India.

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