Loan against property for business

For a growing business, a mortgage loan is usually the cheapest large-ticket money available — longer tenure, lower rate and no dilution.

Use
Working capital & expansion
Structure
Term loan or overdraft
Assessment
ITR, GST or banking

Get a free loan quote

Share a few details and we will call you back the same working day.

Or call +91 98927 44744 · Mon – Sat, 10:00 am – 7:00 pm

How business income is assessed

There is usually more than one way to present the same business.

  • ITR and audited financials for the last two to three years
  • GST returns to evidence turnover
  • 12 months of current account banking for turnover-based programmes
  • Add-backs for depreciation, interest and partner remuneration

Term loan or overdraft?

Take a term loan for a one-time expense like machinery or a property purchase. Take a dropline overdraft for fluctuating working capital, where you pay interest only on the amount actually used.

LAP for Business — frequently asked questions

EMI calculator

Know your monthly EMI before you apply

Move the sliders to see how loan amount, interest rate and tenure change your EMI.

₹50.0 L
₹5 L₹5 Cr
8.50% p.a.
7%16%
20 years
1 yr30 yrs

Monthly EMI

₹43,391

48% principal · 52% interest over the full term

Principal
₹50,00,000
Total interest
₹54,13,879
Total payable
₹1,04,13,879
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How it works

Four steps from enquiry to keys

  1. 01

    Share your requirement

    Call, WhatsApp or fill the form. We understand your income, property and budget.

  2. 02

    Document check

    We collect and verify your papers, then fix any gaps before the file goes out.

  3. 03

    Best bank match

    We place your file with the lenders offering you the best rate and highest eligibility.

  4. 04

    Sanction & disbursal

    Legal, valuation and registration follow-ups handled till the money reaches the seller.

Home Loan in your City

Look through the home loan options available in your city — we serve 49 cities across India.

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