What qualifies
Registered, approved and clearly titled residential property.
- Society flat with share certificate and NOC
- Row house or bungalow on freehold or long-lease land
- Self-occupied, rented or vacant — self-occupied prices best
Loan against residential property
Your home is usually the best collateral you own: highest funding percentage, lowest LAP rate and the widest choice of lenders.
- Funding
- Up to 70%
- Rate
- Lowest in LAP
- Occupancy
- Stays with you
Typical uses
Business working capital, a child's education abroad, consolidating expensive unsecured EMIs into one cheaper secured loan, medical needs, or funding a second property purchase.
Loan Against Residential Property — frequently asked questions
EMI calculator
Know your monthly EMI before you apply
Move the sliders to see how loan amount, interest rate and tenure change your EMI.
₹50.0 L
₹5 L₹5 Cr
8.50% p.a.
7%16%
20 years
1 yr30 yrs
Monthly EMI
₹43,391
48% principal · 52% interest over the full term
- Principal
- ₹50,00,000
- Total interest
- ₹54,13,879
- Total payable
- ₹1,04,13,879
How it works
Four steps from enquiry to keys
- 01
Share your requirement
Call, WhatsApp or fill the form. We understand your income, property and budget.
- 02
Document check
We collect and verify your papers, then fix any gaps before the file goes out.
- 03
Best bank match
We place your file with the lenders offering you the best rate and highest eligibility.
- 04
Sanction & disbursal
Legal, valuation and registration follow-ups handled till the money reaches the seller.
Home Loan in your City
Look through the home loan options available in your city — we serve 49 cities across India.